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Many homeowners don't realize how much they'll pay over the full life of their contract — especially with annual escalators baked in. Run the numbers below. No email required.
Enter what you know. We'll estimate the rest.
This is an educational estimate, not financial or legal advice. Your actual contract may include additional fees, balloon payments, or buyout costs not modeled here. For a real review, check eligibility.
Bars show the monthly payment in each year, escalating annually.
A 2.9% annual escalator on a $185 payment becomes ~$340/month by year 25 — nearly double.
Many escalators are higher than the actual local utility's average annual rate increase, which means savings can flip to losses.
Mid-contract buyout figures often include "fair market value" add-ons that can make ending the lease as expensive as continuing it.
An independent attorney review is free. Find out if your contract may have been misrepresented.